Licensed by the Insurance Regulatory Authority
Cover that rises before the day catches you out.
Motor, medical, travel, home and life cover from Kenya's leading insurers — arranged by an independent broker who answers the phone.
Six kinds of cover, one call to arrange.
We place your risk with the underwriter best suited to it, then manage the policy and any claim on your behalf.
Motor Insurance
Third-party or comprehensive cover for private, commercial and PSV vehicles, with a repair-network of your choosing.
Medical Cover
Inpatient, outpatient and maternity plans for individuals, families and groups, with access to hospitals nationwide.
Travel Insurance
Medical emergencies, lost luggage, flight delay and cancellation cover for business trips, holidays and study abroad.
Home Insurance
Cover for the building, contents or both, against fire, theft, flooding and other damage — in Nairobi or upcountry.
Life & Investment
Life assurance and endowment plans that protect your family's income today and build savings for later.
Personal Accident
A lump-sum payout for death or permanent disability following an accident, on top of any medical cover you hold.
An independent broker, not a call centre.
We compare, you choose
We quote across several underwriters and explain the trade-offs in plain language, rather than selling you one product.
We handle the claim
When something goes wrong, we deal with the underwriter directly and chase the paperwork so you don't have to.
A person, not a portal
Every client has a named contact at Morning Bird who knows their policy and picks up the phone.
Three steps, most of it by phone or email.
Tell us what you need
Fill in the form below or call us. We'll ask a few questions about the vehicle, property, trip or person to be covered.
Compare quotes
We come back with quotes from suitable underwriters, usually within a working day, and talk you through the differences.
Get your documents
Once you accept and pay, we issue your policy documents by email — ready for your records, your bank or your visa application.
Insurance, explained plainly.
Request a quote
Give us a few details and the type of cover you're after. We'll come back with options, not a sales call.